Construction Insurance Requirements Calculator
Answer four quick questions and we will show you indicative insurance cover levels to plan for. The figure that counts is the one in each client’s contract or tender.
Your Indicative Insurance Cover
| Insurance Type | Indicative minimum to plan for | Indicative higher level | Why |
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Important: Apart from the employers’ liability legal minimum, these are TenderReady’s indicative planning figures, not rules or market data: no law sets a general public liability minimum (HSE calls PL “generally voluntary”, though some licences, such as council skip or scaffold licences, set one), no scheme publishes one, and the cover you need is usually set by each client’s contract or tender. They are not insurance or legal advice. Always check the figure in the tender, and confirm cover levels with your insurance broker, before purchasing or renewing a policy.
What next?
- Read our guide: Construction Accreditation Requirements Explained
- TenderReady can help you prepare your full accreditation evidence pack, including insurance documentation.
Prepare Your Full Accreditation Pack
TenderReady helps you get your insurance documentation and evidence pack right. Join the waitlist to be notified when we launch.
Not affiliated with or endorsed by CHAS, Constructionline, SafeContractor, or any named accreditation schemes. Guidance based on publicly available information and industry norms.